Real Estate Capital

SBA 504 Loans

SBA 504 structures for eligible owner-occupied property and major fixed-asset projects.

Program overview

About SBA 504 Loans

SBA 504 financing may fit eligible businesses purchasing, constructing, or improving owner-occupied commercial real estate or acquiring major fixed assets. Occupancy, project costs, borrower contribution, and SBA eligibility all matter.

Common uses

  • Owner-occupied property
  • Property improvements or construction
  • Major fixed assets

What goes into a review

  • Business financials and repayment capacity
  • Occupancy and SBA eligibility
  • Project cost and borrower contribution
  • Credit and collateral

How we help

We help determine whether the project fits the SBA 504 use case and coordinate the information needed for lender review.

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