Real Estate Capital
SBA 504 Loans
SBA 504 structures for eligible owner-occupied property and major fixed-asset projects.
Program overview
About SBA 504 Loans
SBA 504 financing may fit eligible businesses purchasing, constructing, or improving owner-occupied commercial real estate or acquiring major fixed assets. Occupancy, project costs, borrower contribution, and SBA eligibility all matter.
Common uses
- Owner-occupied property
- Property improvements or construction
- Major fixed assets
What goes into a review
- Business financials and repayment capacity
- Occupancy and SBA eligibility
- Project cost and borrower contribution
- Credit and collateral
How we help
We help determine whether the project fits the SBA 504 use case and coordinate the information needed for lender review.
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