Business Capital
Merchant Cash Advances
A purchase-of-receivables option for businesses evaluating speed, cost, and repayment fit.
Program overview
About Merchant Cash Advances
A merchant cash advance is generally a purchase of future receivables, not a conventional loan. It can provide quick access to capital, but cost and remittance terms can be significant and should be weighed against alternatives.
Common uses
- Time-sensitive operating needs
- Inventory or repairs
- Short-term opportunities
What goes into a review
- Sales volume and bank deposits
- Processing activity when applicable
- Existing advances and obligations
- Business history and available cash flow
How we help
We help compare speed, total cost, remittance structure, and other options so borrowers can understand the tradeoffs.
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