Business Capital

Factoring

Receivables-based financing that can help businesses manage the timing of customer payments.

Program overview

About Factoring

Factoring is not a conventional loan. It involves selling eligible invoices to improve the timing of cash received from customers. The quality of the receivables and the customers who owe them are central to the review.

Common uses

Cash-flow timing
Payroll and supplier payments
Growth supported by outstanding invoices

What goes into a review

Invoice and aging reports
Customer creditworthiness
Payment history and concentration
Business documentation

How we help

We help assess whether the receivables profile may fit factoring and organize the documentation for a capital-source review.

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Tell us what you're planning. We'll help identify practical financing paths.

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